Ratibi Card Salary Check Online | Balance Inquiry 2024

What is a Ratibi prepaid Card? Benefits & Requirements

The Ratibi Card is a salary card solution predominantly used in the Middle East, especially in the United Arab Emirates (UAE). It provides a mechanism for companies to pay employees' salaries directly onto the card. This is particularly beneficial for workers who might not have a traditional bank account. It is awarded to those employees whose salary cannot exceed AED 5,000 per month.

Benefits of Ratibi Card

1. Convenience: Employees can directly access their salaries without needing a conventional bank account.
2. Safety: It reduces the need to handle large amounts of cash, thereby reducing the risks of theft or loss.
3. Widespread Usage: The card can be used to withdraw money from ATMs, make purchases at Point-of-Sale (POS) terminals, and in some cases, for online transactions.
4. WPS Compliance: In places like the UAE, the Ratibi Card adheres to the Wages Protection System (WPS), ensuring that employees receive their salaries timely and in full.

Requirements for the Ratibi Card

The exact requirements might vary based on the issuing bank and the specific country's regulations. However, in general, the following steps and requirements can be expected:

1. Employer Association: The Ratibi Card is often initiated by the employer. The employer must register with a bank that offers the Ratibi Card service.
2. Documentation:
   • For Employers: The company's trade license, list of employees, and other relevant business documentation might be required.
   • For Employees: Personal identification documents like a passport copy, visa copy, Emirates ID (or equivalent), and possibly other residency or employment proofs might be required.
3. WPS Enrollment: Companies in the UAE need to be enrolled in the Wages Protection System (WPS). This ensures that the salaries are paid according to UAE labor laws.
4. Activation: Once the card is issued, it might require activation. This can often be done at an ATM or through a dedicated phone service.
5. Confidentiality: Employees will receive a Personal Identification Number (PIN) for their card. It's crucial to keep this PIN confidential to prevent unauthorized access.
6. Fees & Charges: While the Ratibi Card brings convenience, it's also essential to be aware of any associated fees, such as ATM withdrawal charges or balance inquiry fees.

FAB Bank Ratibi Card Salary Check Online

Follow the following steps to check your salary in your Ratibi card:

1. Go to the official website: https://ppc.bankfab.com/PPCInquiry/
2. In the first box, enter the last 2 digits of your Ratibi prepaid card.
3. In the next box, enter your "Card ID" number. This appears at the bottom left of your card (13 digits).
4. Click to "Go" button.
5. Ready! Now you will see your balance on the screen.

How to activate your new Ratibi Card?

Activating your new Ratibi Card is an essential step to start accessing and utilizing the funds loaded onto it. While the specific activation process might vary slightly depending on the issuing bank, here's a general guide on how to activate your new Ratibi Card:

Prepare Your Card and Documents

Before starting the activation process, make sure you have:

• Your new Ratibi prepaid Card.
• The card's Personal Identification Number (PIN) if it was sent separately.
• Any other activation details or codes provided by the bank.

Phone Activation

Many banks offer a dedicated phone number for card activation:

• Call the number provided in the card's welcome kit or the number printed on the sticker on the front of your card.
• Follow the automated prompts. You might need to enter your card number, expiry date, and potentially other identification details.
• If required, set or enter the PIN for your card.

ATM Activation

Some banks might allow you to activate your Ratibi Card through an ATM:

• Insert the Ratibi Card into a compatible ATM.
• If prompted, enter the PIN provided or set a new one.
• Follow the on-screen instructions to complete the activation.

Online Activation

Certain banks might offer online activation through their official website:

• Navigate to the bank's official website or the specified Ratibi portal.
• Look for an option like "Activate Card" or a similar phrase.
• Enter the requested details, which might include your card number, CVV, expiry date, and other personal details.
• Complete the activation process by following the prompts.

Mobile App Activation

If the issuing bank has a dedicated mobile application:

• Download and install the bank's official mobile app.
• Log in using your credentials or register if you're a new user.
• Navigate to the card section and look for an "Activate Card" option.
• Follow the steps to complete the activation.

Safety First

Once your card is activated:

• If your card had an activation sticker, remove it.
• Sign the back of your card if there's a designated space for a signature.
• Ensure you memorize your PIN and never share it. If possible, change the default PIN to one of your choices.
• Store any associated paperwork securely and avoid writing down your PIN.

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